Gold · Foundations
Understand gold before you buy it.
Gold is scarce, durable and globally recognised — but none of that makes it risk-free. This section covers the practical foundations of physical gold without hype or price predictions.
Gold is not guaranteed wealth preservation. Its price moves with interest rates, currencies, investor demand, central-bank activity, geopolitical risk, liquidity and other forces. Physical ownership also introduces premiums, spreads, storage and security considerations.
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Spot price
The market reference price for the underlying metal. Retail price normally differs.
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Premium
The amount above metal value reflecting product, manufacturing, distribution and market conditions.
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Product
Coins and bars have different sizes, recognisability, premiums and trade-offs.
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Authenticity
Use reputable sellers and understand the checks appropriate to the product.

